---
title: Katapult's Tony Cerino talks with Payments Journal
description: Katapult's VP of Sales, Tony Cerino, talked with Payments Journal about alternative payment solutions.
image: https://blog.katapult.com/hubfs/payment%20journal.jpeg
---
Katapult for Shoppers - Katapult
- [Katapult for Shoppers](https://katapult.com/)
- [Katapult for Business](https://katapult.com/katapult-for-business/)
[-1.svg)](https://katapult.com/) [-1.svg)](https://katapult.com/)
- [How it Works](https://katapult.com/katapult-for-shoppers/how-it-works/)
- [Shop](https://katapult.com/katapult-for-shoppers/shop/)
- [Get the App](https://leasetoown.katapult.com/mobile-app)
- [Help](https://katapult.com/katapult-for-shoppers/faq/)
- [Login](https://katapult.com/app/login)
- Apply
- [For Shoppers](https://katapult.com/)
- [For Business](https://katapult.com/katapult-for-business/)
- [How it Works](https://katapult.com/katapult-for-shoppers/how-it-works/)
- [Shop](https://katapult.com/katapult-for-shoppers/shop/)
- [Get the App](https://leasetoown.katapult.com/mobile-app)
- [Help](https://katapult.com/katapult-for-shoppers/faq/)
- [Login](https://katapult.com/app/login)
- Apply
## Katapult Konnect
Keep up with our news and updates here
# Katapult's Tony Cerino talks with Payments Journal
By Katapult on Mar 30, 2021 9:51:00 AM
During the economic hardship of COVID-19, retail consumers became more interested in accessing credit to make purchases, and retailers became more interested in offering them.
But what happens to consumers without the credit score to qualify for traditional financing options? Oftentimes, they get left out. But rather than leaving those customers behind, enterprise retailers can accommodate them with buy now pay later (BNPL) and lease-to-own (LTO) solutions. With such solutions in place, more customers can access the products they need, and retailers can increase their transactions. It’s a win-win for everyone.
To learn more about alternatives to traditional financing like BNPL and LTO and how it can be beneficial, PaymentsJournal sat down with [Tony Cerino](https://www.linkedin.com/in/tonycerino/), VP of Sales at Katapult and [Brian Riley](https://www.mercatoradvisorygroup.com/Analysts/Brian_Riley/), Director of Credit Advisory Service at Mercator Advisory Group.
[Go to the conversation](https://www.paymentsjournal.com/how-alternatives-to-traditional-financing-options-positively-impact-enterprise-retailers/)
Share this with a friend:
[](http://www.facebook.com/share.php?u=https%3A%2F%2Fblog.katapult.com%2Fkatapult_konnect%2Ftony-cerino-talks-with-payments-journal%3Futm_medium%3Dsocial%26utm_source%3Dfacebook) [](http://www.linkedin.com/shareArticle?mini=true&url=https%3A%2F%2Fblog.katapult.com%2Fkatapult_konnect%2Ftony-cerino-talks-with-payments-journal%3Futm_medium%3Dsocial%26utm_source%3Dlinkedin) [](https://twitter.com/intent/tweet?original_referer=https%3A%2F%2Fblog.katapult.com%2Fkatapult_konnect%2Ftony-cerino-talks-with-payments-journal%3Futm_medium%3Dsocial%26utm_source%3Dtwitter&url=https%3A%2F%2Fblog.katapult.com%2Fkatapult_konnect%2Ftony-cerino-talks-with-payments-journal%3Futm_medium%3Dsocial%26utm_source%3Dtwitter&source=tweetbutton&text=Katapult%27s%20Tony%20Cerino%20talks%20with%20Payments%20Journal)
[](https://cta-redirect.hubspot.com/cta/redirect/3290644/9adc6b2b-da40-4d15-a1b1-7520315b98c8)
### blog categories
- [Industry Trends + Insights (45)](https://blog.katapult.com/katapult_konnect/tag/industry-trends-insights)
- [Katapult News (30)](https://blog.katapult.com/katapult_konnect/tag/katapult-news)
- [Partner Spotlight (22)](https://blog.katapult.com/katapult_konnect/tag/partner-spotlight)
- [Retailer Spotlight (48)](https://blog.katapult.com/katapult_konnect/tag/retailer-spotlight)
## **Subscribe to Learn More**
Please fill in the form below to stay connected on how offering lease to own can help retailers increase their customer base.
[](https://cta-redirect.hubspot.com/cta/redirect/3290644/427636c8-c1e3-474d-8c96-f76f6a4d5b4c)
**Customer Service:**
[1-833-KATAPULT (528-2785)](tel:1-833-528-2785) Live chat [Click here](https://go.katapult.com/chat?pk_vid=a3cb053e6d074b2616543524643402d2)
Mon-Fri: 7am to 11pm CST
Sat: 8am to 9pm CST
Sun: 10am to 8pm CST
[-1.svg)](https://katapult.com/)
©2022 Katapult. [Privacy policy](https://katapult.com/app/privacy-policy)
##### About Katapult
- [About us](https://katapult.com/katapult-for-business/)
- [Shop](https://katapult.com/katapult-for-shoppers/shop/)
- [News](https://blog.katapult.com/katapult_konnect)
- [Careers](https://teamkatapult.bamboohr.com/jobs/)
- [Investor Relations](https://ir.katapultholdings.com/?_aiid=13857)
##### For Shoppers
- [How it Works](https://katapult.com/katapult-for-shoppers/how-it-works/)
- [Shop](https://katapult.com/katapult-for-shoppers/shop/)
- [Get the app](https://katapult.com/katapult-for-shoppers/mobile-app/)
- [Help](https://katapult.com/katapult-for-shoppers/faq/)
##### For Business
- [Why Katapult](https://katapult.com/katapult-for-business/)
- [How it works](https://katapult.com/katapult-for-business/how-it-works/)
- [Resources](https://docs.katapult.com/docs/getting-started)
- [FAQs](https://katapult.com/katapult-for-business/faq/)
Follow us:
-
-
-
-
Cookie Settings
[Our customers say:  TrustPilot](https://www.trustpilot.com/review/katapult.com?utm_medium=trustbox&utm_source=Mini)
This is an advertisement for Katapult’s lease purchase or lease to own service. The path to ownership will cost more than the merchant’s cash price. Certain items available at participating locations. Not available in MN, NJ, WI, WY. Retail partner discounts are only valid for a limited time period and are not controlled by Katapult. Katapult may get a commission.
```json
{
"@context" : "https://schema.org",
"@id" : "https://katapult.com/",
"@type" : "WebSite",
"description" : "",
"inLanguage" : "en-US",
"name" : "Katapult",
"potentialAction" : [ {
"@type" : "SearchAction",
"query-input" : "required name=search_term_string",
"target" : {
"@type" : "EntryPoint",
"urlTemplate" : "https://katapult.com/?s={search_term_string}"
}
} ],
"url" : "https://katapult.com/"
}
```
```json
{
"@context" : "https://schema.org",
"@id" : "https://katapult.com/#webpage",
"@type" : "WebPage",
"breadcrumb" : {
"@id" : "https://katapult.com/"
},
"dateModified" : "2022-06-23T15:19:31+00:00",
"datePublished" : "2022-05-27T03:55:39+00:00",
"inLanguage" : "en-US",
"isPartOf" : {
"@id" : "https://katapult.com/"
},
"name" : "Katapult for Shoppers - Katapult",
"potentialAction" : [ {
"@type" : "ReadAction",
"target" : [ "https://katapult.com/" ]
} ],
"url" : "https://katapult.com/"
}
```
```json
{
"@context" : "https://schema.org",
"@type" : "Article",
"author" : {
"@type" : "Organization",
"name" : "Katapult",
"url" : "https://katapult.com"
},
"dateModified" : "2021-04-21T13:51:50Z",
"datePublished" : "2021-03-30T13:51:00Z",
"description" : "",
"headline" : "",
"image" : [ "https://go.katapult.com/hubfs/payment%20journal.jpeg" ],
"publisher" : {
"@type" : "Organization",
"logo" : {
"@type" : "ImageObject",
"url" : "https://katapult.com/wp-content/themes/katapult/library/images/logo.svg"
},
"name" : "Katapult",
"url" : "https://katapult.com"
},
"url" : "https://blog.katapult.com/katapult_konnect/tony-cerino-talks-with-payments-journal"
}
```